How Will Hurricane Sandy Affect Stocks and the U.S. Economy ...

Hurricane Sandy has shut down the New York Stock Exchange. The last time a natural catastrophe forced Wall Street to go into hibernation was Hurricane Gloria in 1985.

Even though trading at the NYSE?has halted, investors never stop looking for the next opportunity. What sectors will be most affected by this or any other hurricane and are there any profit opportunities?

Insurance Sector

It?s yet to be seen what kind of damage Sandy will cause. According to the National Oceanic and Atmospheric Administration (noaa.gov), Katrina was the most expensive hurricane with damages of $145 billion.

Someone has to pay for that damage and insurance companies (that?s what we have insurance for) will end up paying a fair share of the repairs.

Property and Casualty Insurance companies collected about $471 billion worth of premium in 2010. According to a report by the Congressional Research Service, done right after hurricane Katrina devastated New Orleans.?The net profit earned on the $471 billion worth of premium should be about $40 billion.

The same report states that: ?Most insurance experts would agree that the $100 billion-plus catastrophic event remains a challenge for the U.S. property and casualty insurance industry.?

A common sense approach to investing suggests to stay away from the insurance sector and ETFs like the SPDR S&P Insurance ETF. Of course, the ultimate cost of any disaster will be passed on to policyholders via increased insurance premiums.

Energy Sector

The New Jersey coast is home to more than six large refineries and has a refining capacity of 1.2 million barrels per day. As of Monday, two thirds of the refineries were shut down.

New Jersey refineries account for about 7% of total refining capacity in the U.S.?In comparison, the gulf coast accounts for 45% of U.S. refining capacity.

The decreased energy demand of the densely populated East Coast caused by hurricane Sandy could be about the same or more than?the loss of refining capacity. This means rising oil and gasoline prices nationwide are far from guaranteed.

In fact, immediately following hurricane Katrina, oil prices dropped a stunning 21%. Hurricanes are not an automatic buy signal for ETFs like the Energy Select Sector SPDR (XLE), S&P Oil & Gas Exploration & Production SPDR (XOP) and others.

Home Construction Sector

Home improvement stores like Home Depot and Lowe?s should attract a big chunk of the disaster prevention and disaster repair dollars spent. The iShares Dow Jones US Home Construction ETF (ITB) has an 8.7% exposure to Home Depot and Lowe?s.

Retail Sector

Will money spent at Home Depot and Lowe?s cannibalize the holiday spending budget? Retailers like Macy?s, Kohls, Gap, Nordstrom, Tiffany, Amazon, Best Buy ? all part of the S&P Retail SPDR ETF (XRT) ? could suffer from Sandy.

Hurricanes and the Stock Market

What?s the effect of hurricanes on stocks? The chart below shows all major U.S. hurricanes (since the year 2000) in correlation to the S&P 500 Index.

Allison in June 2000 came amidst the tech bubble deflation. Charly, Frances, Ivan, Katrina, Rita, and Wilma didn?t make a dent in the 2002 ? 2007 market rally.

Gustav and Ike happened right before the financial sector unraveled in 2008 and Irene landed on shore at a time when we expected a major market bottom.

The August ? October timeframe happens to be a tumultuous one for nature and stocks and recent hurricanes coincided with stock market inflection points.

This could be the case again with Sandy. Last week?s Profit Radar Report pointed out that the S&P 500, Dow Jones Industrials, MidCap 400 Index, and Russell 2000 are all above key technical support.

Like a stretched rubber band they should snap back, but if the don?t they?ll break. As such, the next opportunity will likely be triggered by technical developments not hurricane Sandy. The?Profit Radar Report?will provide continuous updates and trigger levels for the ?stretched rubber band? condition.

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Source: http://ispyetf.wordpress.com/2012/10/30/how-will-hurricane-sandy-affect-stocks-and-the-u-s-economy/

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Source: http://www.panda-clinic.com/issues-to-think-about-when-altering-web-hosting-supplier/

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Diner Dash now available on Amazon's Kindle Fire

Mobile game Diner Dash has made its Android debut on the Amazon Kindle Fire.

Bad news for fans without an Amazon tablet though, because the game appears to be exclusive to the Kindle Fire for now. Searching for it on the Amazon Appstore on a different Android device returns no results (although the results return plenty of similar games to be downloaded).

The game may seem a little dated, but its publisher, PlayFirst, reminded us that it’s enjoyed over 650 million downloads worldwide.

Diner Dash was developed by GameLab before PlayFirst acquired the rights to own it. If you haven’t had enough, the game has spawned four sequels since its initial runaway success.

Source: http://feedproxy.google.com/~r/androidcentral/~3/nBbWyJzHWKw/story01.htm

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The Balloon That Took Felix Baumgartner Up To the Edge of Space ...

It is amazing to know that Felix Baumgartner's flight up to the edge of space was by a ballon, a gigantic balloon.? You would have thought it might have been a rocket, no, it was a balloon!!? So, let's learn more about the balloon that help Felix and his team made history.

Source: http://businessprnews.com/red-bull-stratos-felix-baumgartner-balloon-to-the-edge-of-space

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China trade think-tank sees 2012 exports up 6-7 percent

BEIJING (Reuters) - China's exports are on track to grow an annual 6-7 percent in 2012 and the rate of expansion could still be below 10 percent next year despite some positive signs, a senior researcher with the Commerce Ministry's think-tank said on Thursday.

"Exports may grow 6-7 percent this year. The outlook for next year could be slightly better, but there are still uncertainties," said Li Yushi at the Chinese Academy of International Trade and Economic Cooperation.

"I'm afraid that we will have another big trade surplus this year as imports have been surprisingly weak," he told Reuters.

A jump in annual export growth in September to 9.9 percent, roughly twice the rate expected by investors, has led some analysts to conclude that recovery in the external sector is gathering momentum.

Li said China's annual export growth in 2013 could still fall short of 10 percent in the absence of a strong global recovery, probably in the range of 7 to 8 percent.

Rising trade tensions, including signs of protectionism would not be a big threat to trade, Li said. He added that anti-dumping curbs affect a tiny 5 percent of China's total exports.

Falling foreign direct investment inflows, however, may overshadow China's exports as foreign firms have traditionally churned out goods for overseas markets, Li said.

The government has turned more selective in wooing foreign direct investment (FDI), putting emphasis on higher-end manufacturing sectors and research and development, he said.

China's FDI inflows fell 3.8 percent in the first nine months of 2012 from a year ago, extending the longest run of declines since the depths of the global crisis as stiff economic headwinds dent corporate spending plans.

China has an official target of 10 percent growth in both exports and imports for 2012. But some trade officials have cast doubt about it being achieved, given the uncertainties of external demand. Total trade in the first nine months of 2012 grew by 6.2 percent from a year ago.

Exports grew 7.4 percent in the first nine months of 2012 from a year earlier.

Li said weak domestic demand has led to a sharp slowdown in China's annual import growth, which was down to just 2.4 percent in September, pointing to another big trade surplus this year.

"There will be some upward pressures on the renminbi (yuan) exchange rate as long we run a trade surplus, but such pressures will not be big," he said.

China posted a trade surplus of $148.3 billion in the January-September period, up $41.2 billion from a year earlier.

The yuan hit a record high of 6.2422 per dollar on Thursday, up nearly 2.5 percent from a 2012 low hit in July.

(Reporting by Kevin Yao; Editing by Nick Edwards and Eric Meijer)

Source: http://news.yahoo.com/china-trade-think-tank-sees-2012-exports-6-053428710--business.html

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CEO's ex-wife backs bid to unseal Romney testimony

CANTON, Mass. (AP) ? The ex-wife of Staples founder Tom Stemberg is in probate court in Massachusetts to tell a judge she's OK with unsealing testimony that former Gov. Mitt Romney gave in her divorce case.

Maureen Stemberg Sullivan appeared in court Wednesday morning with lawyer Gloria Allred. The Boston Globe has asked a judge to lift an impoundment order on Romney's testimony in the case from the 1990s.

Stemberg has been a surrogate for Romney, now the Republican presidential nominee, and spoke on Romney's behalf at the GOP convention. Staples was founded with backing from Romney's firm, Bain Capital.

Allred says she does not object to the newspaper's motion to modify a confidentiality order that prevents parties in the divorce from discussing it.

She would not characterize Romney's testimony in the case.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-10-24-Staples%20Founder%20Divorce-Romney/id-1c5b23ee0f6b4c16b40244da2365eaef

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Egypt: suspect in Libya consulate attack killed

CAIRO (AP) ? An Egyptian security official says a local militant suspected of involvement in the attack on the U.S. consulate in Libya has been killed in clashes in Cairo.

The official says the man, known only by his first name, Hazem, recently returned from Libya.

The official, who spoke Wednesday on condition of anonymity because he was not authorized to brief reporters, said an investigation into the man's possible involvement in the attack is under way.

This is the first time an Egyptian has been declared as a suspect in the attack on the Benghazi consulate last month, when the U.S. ambassador and three other Americans were killed.

The official said the suspect attacked approaching Egyptian forces and was killed. He kept weapons in his hideout, the official said.

Source: http://news.yahoo.com/egypt-suspect-libya-consulate-attack-killed-210542411.html

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China ends nuke plant ban set after Japan disaster

FILE - In this June 10, 2005 file photo, workers walk past a part of Qinshan No. 2 Nuclear Power Plant, China's first self-designed and self-built national commercial nuclear power plant in Qinshan, about 125 kilometers (about 90 miles) southwest of Shanghai, China. China is ready to approve new nuclear power plants as part of ambitious plans to reduce reliance on oil and coal, ending a moratorium it imposed because of Japan's Fukushima disaster in 2011. The Cabinet on Wednesday, Oct. 24, 2012, passed plans on nuclear power safety and development that said construction of nuclear power plants would resume "steadily." (AP Photo/Eugene Hoshiko, File)

FILE - In this June 10, 2005 file photo, workers walk past a part of Qinshan No. 2 Nuclear Power Plant, China's first self-designed and self-built national commercial nuclear power plant in Qinshan, about 125 kilometers (about 90 miles) southwest of Shanghai, China. China is ready to approve new nuclear power plants as part of ambitious plans to reduce reliance on oil and coal, ending a moratorium it imposed because of Japan's Fukushima disaster in 2011. The Cabinet on Wednesday, Oct. 24, 2012, passed plans on nuclear power safety and development that said construction of nuclear power plants would resume "steadily." (AP Photo/Eugene Hoshiko, File)

FILE - In this March 3, 2006 file photo, a Chinese cycles past the Daya Bay Nuclear Electricity Plant in Shenzhen, in China's southern Guangdong province. China is ready to approve new nuclear power plants as part of ambitious plans to reduce reliance on oil and coal, ending a moratorium it imposed because of Japan's Fukushima disaster in 2011. The Cabinet on Wednesday, Oct. 24, 2012, passed plans on nuclear power safety and development that said construction of nuclear power plants would resume "steadily." (AP Photo/Color China Photo, File) CHINA OUT

BEIJING (AP) ? China has decided to approve new nuclear power plants as part of plans to reduce reliance on oil and coal, ending the moratorium it imposed to review safety in the wake of Japan's Fukushima disaster last year.

The government's decision Wednesday that nuclear power is safe for China takes the country in the opposite direction from some developed nations such as Germany, which decided in the wake of the Fukushima disaster to speed its complete phase-out of nuclear power. Japan is planning to phase it out by 2040.

China is the world's biggest energy consumer, and building new reactors is a key part of Beijing's plans to curb demand for fossil fuels.

The communist government is aggressively promoting alternatives to coal and oil in order to reduce pollution and curb its reliance on imported petroleum, which it sees as a national security risk. Still, coal is forecast to remain the country's main energy source for decades.

The government said Wednesday it hopes to generate 30 percent of China's power from solar, wind and other renewable sources, as well as from nuclear energy, by the end of 2015. That's up from an earlier target of 15 percent from renewables plus 5 percent from nuclear by 2020.

The Cabinet on Wednesday passed plans on nuclear power safety and development that said construction of nuclear power plants would resume "steadily."

Only a small number of plants will be built, and only in coastal areas, according to a Cabinet announcement. The plants will meet the most stringent safety standards, it said.

No date was given for resuming construction of nuclear plants. Despite widespread public concern over possible radiation contamination from the Fukushima disaster and calls for improved safety precautions and emergency preparedness, China remains committed to building up nuclear power to help reduce emissions from coal-fired plants and curb its reliance on costly oil imports.

China suspended approvals of new nuclear plants after a tsunami triggered by the massive March 11, 2011, earthquake crippled the Fukushima plant's cooling and backup power systems, causing partial meltdowns in the worst nuclear disaster since the 1986 Chernobyl catastrophe.

China's leaders ordered safety checks for existing nuclear facilities, a review of projects under construction and improved safety standards.

"The inspection results show that nuclear security is guaranteed in China," according to a government report on its energy policy also released Wednesday. "China implements the principle of 'safety first' in the whole process of nuclear power station planning."

China currently has 15 nuclear reactors that provide about 12.5 gigawatts of generating capacity, and another 26 reactors are under construction that will add 30 gigawatts, the report said.

Nuclear power accounts for only 1.8 percent of power in China, it said.

The government report also said that China is now 90 percent energy self-sufficient, but acknowledged high demand will continue to put a strain on resources.

It also warned of "grave challenges" to its energy security in its growing dependence on imported petroleum. Imports accounted for a third of total petroleum consumption in the early 2000s and have jumped to nearly 60 percent now, the report said.

China will also encourage private companies to participate in exploration and development of energy resources, it said.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-10-24-China-Nuclear%20Energy/id-363d084ebb2d4d0da6cf8246644238e9

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By the Name of the Lord, Holy Spirit?s Power Overflowed in Israel!

Tuesday, October 23, 2012

By the Name of the Lord, Holy Spirit?s Power Overflowed in Israel!
Crystal Forum Holds Conference called ?Faith? in Commemoration of Dr. Jaerock Lee?s 2009 Israel Crusade

For Immediate Release

HAIFA, ISRAEL (ANS) -- On September 6 and 7 in 2009, in Jerusalem?s International Convention Center (ICC), Dr. Jaerock Lee?s ?Israel United Crusade? was conducted in conjunction with Crystal Forum (Israeli Pastors? Association) as the host.

Main speaker, Dr. Pastor Soojin Lee

During this great event, Dr. Lee, the senior pastor of the Manmin Central Church in Seoul, Korea, proclaimed that Jesus is our only Savior, and then following the message he prayed for signs, wonders, and powerful works, and many were healed. This crusade was broadcast to around 220 countries.

To commemorate the crusade, the Crystal Forum, holds a conference every year, and on September 15, 2012, the third commemorative conference was held at the Haifa ICC in Israel under the theme of ?Faith? with Pastor Soojin Lee (President of Pastors? Association, Manmin Central Church, Seoul, Korea), leading the event.

It was attended by more than 2,000 people from 14 countries such as Israel, the U.S., Russia, France, Germany, Finland, C?te d?Ivoire, China, Georgia, and the many from the State of Palestine.

Also, among them were Orthodox Jews, Holocaust survivors and Messianic Jews.

Performance of the Power Worship Team

The Power Worship Dance Team and Deaconess Yunhee Song of the Manmin Performing Arts Committee gave beautiful dance performances and sang praises in Hebrew, Russian, and Lingala, which filled the audience with grace and emotion.

Ms. Lia Shemtov, deputy speaker of Israel?s Knesset gave a congratulatory message and Crystal Forum awarded Letters of Appreciation to Senior Pastor Dr. Jaerock Lee, who prayed for them with love, and also to Pastor Soojin Lee, the speaker of the conference.

Pastor Soojin Lee gave an explanation on fleshly faith and spiritual faith in the message entitled ?Faith? and emphasized that the faith that doesn?t change in any situation is spiritual faith.

She also led in praise singing the song ?Jesus? that exalts the Lord?s name and then prayed for the sick with the handkerchief of power (Acts 19:11-12).

After prayer, people came forward to give their testimonies

Many of them recovered their eyesight and were set free from back-pain, and pain in the knees and legs. Some were also healed of cancer and others threw away their crutches and began to walk without them. They gave glory to God with their healing testimonies.

One was Maites, a 39-year-old woman who had difficulties in breathing due to diseased valves of the heart, and after prayer, the symptoms disappeared. Yakir, a 33-year-old man who hadn?t been able to walk by himself due to a muscle problem since childhood, rejoiced as he came to walk on his own.

Pastor Daniel Rozen, President of Crystal Forum said, ?In this conference, a large number of people accepted the Lord and gained realization of God?s revelation for Israel.?

On September 14, 2012, which was the day before the conference, Pastor Soojin Lee gave a lecture to pastors in a Pastors? Seminar held in Ashdod Manmin Church. The seminar was attended by approximately 150 people from Israel, Russia, Ukraine, China, France, and C?te d?Ivoire.

Pastor Lee preached the message entitled ?Flesh and Spirit? and led praise and prayer, through which the pastors in attendance repented and made strong resolutions. They said they could check their faith and learn the importance of sanctification.

They asked Pastor Lee to counsel them and they also put their churches? names on the list of Manmin?s branch or associative churches on the spot.

Also, pastors from Bethlehem, the birthplace of Jesus, sent their grateful good wishes to Dr. Jaerock Lee saying they have performed their ministry well even in difficult situations owing to his prayers.

More than 2,000 people attended the Haifa conference in the ICC

After the seminar, Israeli Churches? United Crusade then took place. Pastor Lee explained about the parable of ?Ten Minas.? Delivering the message, she urged congregation to enter into the spirit quickly with the help of the Holy Spirit just as a good slave in the parable made ten minas with a mina.

She also prayed for the sick with the handkerchief of power. After the prayer, Svetlana, a 74-year-old woman was healed of arthritis that had caused pain in her knees for ten years.

Also, Lily, a 55-year-old woman gained better eyesight and came to read a book without glasses. Besides this, many people gave glory to God with their healing testimonies.

The Conference ?Faith,? the third commemorative conference of Dr. Jaerock Lee?s 2009 Israel United Crusade was attended by around 2,000 people from 14 countries. They praised the Lord in chorus and glorified God witnessing the power of the Holy Spirit.

---

** You may republish this story with proper attribution.
Send this story to a friend.

Source: http://www.assistnews.net/Stories/2012/s12100112.htm

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Apple iPad sales topped 100 million two weeks ago

Just two and a half years after creating the product line, Apple announced today it has already notched its 100 millionth iPad sold. While we're still expecting to see a new, smaller model (get all the 4th gen info, including the new mini right here) unveiled today Apple is leading off its tablet talk with some chest thumping. According to its stats, it sold more iPads in the June quarter than any one PC manufacturers sold of their entire lineup, a hefty feat even if you take into account customers waiting for Windows 8. It's also referencing data that says the iPad accounts for 91 percent of web traffic among tablets. If that's not enough, there's also love for the education sector with a new version of iBooks author, which should get plenty of use with 2,500 schools in the US using them, and 80 percent of the curriculum available in iBooks.

Gallery: Apple iPad sales topped 100 million two weeks ago

For more from this event, follow along in our liveblog!

Filed under: Tablets, Apple

Apple iPad sales topped 100 million two weeks ago originally appeared on Engadget on Tue, 23 Oct 2012 13:42:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/VfeetO7lhJE/

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One Direction play football, Made In Chelsea shock snog, a new Girls Aloud single and more - it's Just Sayin'

23 Oct 2012 17:23

Louis Tomlinson does something rather odd after his footie match, Jamie gets it on with Binky in Made In Chelsea, there's a new Girls Aloud song and MORE!

?

It's time to head into our questionably smelling 3am studio and pretend we know what we're doing with our second hand camera and token blonde to bring you Just Sayin' - our daily video show.

Forget reading ? who needs to ?do words? when you can digest all things celebrity in under a minute and a half?

All you have to do is hit play and sit there with your mouth open a bit while Rachael brings you the latest stories, the funniest celebrity clips and all the showbiz snaps.

In today's show, Jamie FINALLY makes his move on Binky in Made In Chelsea, J-Lo FINALLY performs in London, we FINALLY get a good look at Louis Tomlinson's legs (and his wave) and more!

As always, free to leave aggressive feedback via the comments box below or Facebook.com/3am and Twitter @3am. ???????????

If you can't view this on your snazzy device, click here to watch it on YouTube .? ??

Source: http://www.mirror.co.uk/3am/celebrity-news/video-one-direction-play-football-1394935

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Love Woke Me Up This Morning: Currently: Blah

I feel like I'm in a blogging rut.

I have nothing to write about!

I do... kind of. Sometime I'll post pictures and/or a video of my weekend with a bunch of Jr. High kids that I just had. (And trust me... it was an adventure... as it always is when you're surrounded by 11-14 year olds...)?

But... I haven't had any insightful thoughts. The only thing lately I've been thinking about is "I'm tired. ALL THE TIME. Lets go take a nap." Or moving. Or NaNoWriMo. Or how I haven't had motivation for anything lately.

And let's face it... you can only blog about those things for so long before it gets old.?

So that's where I'm at right now.?

I'm sure eventually?inspiration?will hit again, and I'll be?posting?all about NaNoWriMo, and once my apartment is all put together you'll get a video or photos. But for now... I'm just blah.

In the meantime, I found a fun "currently" list of questions over on Angie's blog, Lariats and Lavender. So here you go! It's not an original post or anything and I hate doing posts that are?solely?link-ups and such, but at least this will give you a taste of what I'm thinking about and doing lately.? Current books:?I'm in the middle of a million books right now. And when I say million I mean three. I'm slowly making my way through the Game of Thrones series and am on book 2. They are SO GOOD, but take a long time to read. The next one is Dream if You're Feeling Blue by Elizabeth Berg. I'm really enjoying this one. It's about a girl during WWII whose boyfriend is off at war. It's an interesting look at life on the "home front" and what it was like back then. Thanks to American Girl, I've always had a soft spot for this time period but I haven't read anything about in in a long time. So I'm really enjoying this book! The other book I'm working on is A Place Beyond Courage by Elizabeth Chadwick. She is one of my ALL TIME FAVORITE authors. An expert in the?medieval?time period and her books are based off of REAL people who lived back then and are INCREDIBLY historically accurate. This book is about William Marshal's father. SO GOOD.

Current music:?My friend Laura had me listen to the soundtrack for The Book of Mormon on our road trip a few weeks ago. I can't stop listening to it!!!!

Current guilty pleasure:?Vampire Diaries. Just... AMAZING. So many emotions. So much drama. Crazy. I can't wait for Thursday.

Current color:?Nothing particular right now. Purple, maybe? Maroon? Orange? Green? Pink?

Current drink: I've been drinking a glass of apple cider almost everyday lately.?Hooray?for fall!

Current food:?I made THE BEST crock pot recipe a couple weeks ago! ?Frozen chicken, salsa (or chopped tomatoes), cream cheese, and corn in the crock pot. Leave it in there on low for 6 hours (I did 4 hours on high) and put on top of rice. BAM! It was delicious and I didn't mess it up - if you can?believe?that.

Current favorite show:?Well... you already know about my Vampire Diaries love... but I recently started watching that new show Partners (it's on after How I Met Your Mother) and I can't get enough of it! The characters and plots really aren't the most unique things ever, but I love it! It stars David Krumholtz (I know him from 10 Things I Hate About You) and Sophia Bush (One Tree Hill) whom I LOVE. BUT the best part is Michael Urie (Ugly Betty) who plays Louis. OH MY GOODNESS I can't get enough of him! He's adorable and completely hilarious! And I just learned that he was in The Decoy Bride. I really need to watch that movie since it has him AND David Tennant.?

Current wish list:?Converter box for my TV... so I can actually watch it and more decorative stuff for my apartment so I can make it look pretty.

Current needs:?Milk, hot chocolate, chicken. At least that's what's on my grocery list at the moment.?

Current triumphs:?The Jr. High retreat this weekend was AMAZING. I'm so stinking proud of this group. They're amazing. I can't wait to see what God does with him.?

Current bane of my existence:?The fact that I'm tired ALL OF THE TIME. Seriously, I feel like all I ever want to do 24/7 is sleep. I really don't need more sleep, and it's not like every single day is crazy and hectic. But then I get tired and lazy, and don't want to do anything so I don't have any motivation. It's really bad.?

Current celebrity crush:?Haha, which one? ;) I guess the most current one that has popped up (again... since I've loved him in the past) would be Josh Dallas from Once Upon A Time. Best Prince Charming EVER.

?
Current indulgence:?NUTELLA
?
Current blessing:?We blew a tire on the way home from the Jr. High Retreat this weekend - and it turned out just fine! Everyone was safe, and while we had to wait about 2 hours on the side of the highway, the youth went along with it wonderfully. They even started a dance party and cheered whenever cars honked at them. What could have been a terrible situation that was really frustrating also was kind of a good bonding experience.?
?
Current slang:?Um... none??
?
Current outfit:?Black boots, charcoal leggings, denim skirt, green top, pink jacket, butterfly watch necklace, owl earrings, heart ring.?

?
Current excitement:?The G's are coming to visit next weekend!!!!!
?
Current mood:?Tired and unmotivated. A bad combo for my first day back in the office after a trip.

Current link:?Mingle Monday with Megnificent Life! (Like what I did there, Meg?)

Source: http://www.lovewokemeupthismorning.com/2012/10/currently-blah.html

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Video: Adviser: ?Romney better ? at negotiating table?

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Source: http://video.today.msnbc.msn.com/today/49500848/

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Israeli PM: No limits on Jerusalem construction

JERUSALEM (AP) ? Israel's prime minister vowed on Sunday to continue building in east Jerusalem, despite objections from Palestinians who claim the territory as capital of their hoped-for state.

Benjamin Netanyahu spoke Sunday after the European Union's foreign policy chief criticized plans to build 800 new apartments and a military college on contested land.

"We are not imposing any restrictions on construction in Jerusalem" Netanyahu told his Cabinet. "It is our capital."

A top aide to Palestinian President Mahmoud Abbas promptly accused Netanyahu of deliberately destroying prospects for peace.

The Israeli leader's comment "comes in the context of the continuing destruction of the peace process and the two-state solution," Nabil Abu Rdeneh said.

The fate of Jerusalem lies at the heart of the Israeli-Palestinian conflict. The Palestinians refuse to negotiate while Israel continues to build settlements in east Jerusalem and the West Bank, areas captured by the Jewish state in 1967.

Netanyahu has rejected the notion of partitioning the city.

Source: http://news.yahoo.com/israeli-pm-no-limits-jerusalem-construction-133857178.html

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Don't Obtain A Pay Day Loan Before You Read through The ...

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Source: http://www.workingclasshero.us/372/dont-obtain-a-pay-day-loan-before-you-read-through-the-following-tips

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Jennifer Rizzo: The Creatively Made Home is here and a sneaky ...

Holy cow! It starts today! How crazy is that?

Jeanne Oliver is the mastermind behnid the whole operation and she is the last sneak peek!

I adore Jeanne's home .

and if you have followed her blog for awhile you know a few things about her:

She loves her family, she loves to create, she cherishes her? true friendships, she has an amazingly have deep faith and she delights in her home.

And she is not afraid of change and taking chances. Like how she moves n ahead in her business where other people would pause, or she fearlessly paints her slate tile on her fireplace.

She loves using details to make her life lovely.

she does amazing things for her lids like home school them. I am not so brave.Or patient.

She will talk about:

*her personal journey with my home and family

*her design influences

* How she found my own style and began incorporating it

* favorite recipes and photos of herhome

*Have a live, online discussion with members of the course to ask whatever they wish about her style, home, passions.

*Share 10 project videos in different areas that are true to how she incorporates her creativity and passions in everyday living.

she will show you how to:

?Alter your own lamp shades and make little changes (for next to nothing) that will make a huge difference in your rooms.

all the ways in her home that she have incorporated the vintage linens.

How you can make your own silhouettes and how to even incorporate them into gifts for your families.

She has a lot of food and chemical allergies in this home and she will show you how to make your own natural cleaning projects (you probably already have everything you need in your pantry).

and it all starts today!!!

You can even come and check out the site even if you are not registered for the course.

It is going to be an incredible, creative community.

One last reminder of what you will find in the course:

* Live discussions with the hosts each week

* We will take one of YOUR rooms each week and all five hosts will give design suggestions for your space

* Each person registered will get a simple entertaining e-book. ?This will be for you to download and keep forever.

It will have recipes, photos and stories that will inspire you to open your homes and not worry about everything being perfect.

* Over 50 project and decorating videos.

* Real discussions videos about our homes, finding your style, finding contentment with what you have, true hospitality and so much more.

* Photos, photos, photos!

To see our new site click HERE.

We can?t wait to share the course with you!

Jen

Source: http://www.jenniferrizzo.com/2012/10/the-creatively-made-home-is-here-and.html

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Not So Big Small Business Web Hosting ? A Way To Decide Upon ...

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2. Minor Corporation Internet Hosting Providers ? Choosing The Right Hosting
3. Starting Off A Small Scale Hosting: Is Your Website Hosting Supplier a Fantastic Business Companion?
4. Minor Internet Marketing Business Internet Hosting ? A Way To Decide An ECommerce Organisation Web Hosting Company
5. Ecommerce Hosting (Or Rethinking Your Corporation Design): Considering In Between Little Internet Business Website Hosting Offers

Source: http://mysixstringsblog.com/not-so-big-small-business-web-hosting-a-way-to-decide-upon-an-ecommerce-corporation-hosting-supplier/?utm_source=rss&utm_medium=rss&utm_campaign=not-so-big-small-business-web-hosting-a-way-to-decide-upon-an-ecommerce-corporation-hosting-supplier

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Offsetting global warming: Targeting solar geoengineering to minimize risk and inequality

ScienceDaily (Oct. 21, 2012) ? A new study suggests that solar geoengineering can be tailored to reduce inequality or to manage specific risks like the loss of Arctic sea ice. By tailoring geoengineering efforts by region and by need, a new model promises to maximize the effectiveness of solar radiation management while mitigating its potential side effects and risks.

Developed by a team of leading researchers, the study was published in the November issue of Nature Climate Change.

Solar geoengineering, the goal of which is to offset the global warming caused by greenhouse gases, involves reflecting sunlight back into space. By increasing the concentrations of aerosols in the stratosphere or by creating low-altitude marine clouds, the as-yet hypothetical solar geoengineering projects would scatter incoming solar heat away from Earth's surface.

Critics of geoengineering have long warned that such a global intervention would have unequal effects around the world and could result in unforeseen consequences. They argue that the potential gains may not be worth the risk.

Gordon McKay Professor of Applied Physics at the Harvard School of Engineering and Applied Sciences (SEAS) and Professor of Public Policy at Harvard Kennedy School. "Instead, we can be thoughtful about various tradeoffs to achieve more selective results, such as the trade-off between minimizing global climate changes and minimizing residual changes at the worst-off location."

The study -- developed in collaboration with Douglas G. MacMartin of the California Institute of Technology, Ken Caldeira of the Carnegie Institution for Science, and Ben Kravitz, formerly of Carnegie and now at the Department of Energy -- explores the feasibility of using solar geoengineering to counter the loss of Arctic sea ice.

"There has been a lot of loose talk about region-specific climate modification. By contrast, our research uses a more systematic approach to understand how geoengineering might be used to limit a specific impact. We found that tailored solar geoengineering might limit Arctic sea ice loss with several times less total solar shading than would be needed in a uniform case."

Generally speaking, greenhouse gases tend to suppress precipitation, and an offsetting reduction in the amount of sunlight absorbed by Earth would not restore this precipitation. Both greenhouse gases and aerosols affect the distribution of heat and rain on this planet, but they change the temperature and precipitation in different ways in different places. The researchers suggest that varying the amount of sunlight deflected away from Earth both regionally and seasonally could combat some of this problem.

"These results indicate that varying geoengineering efforts by region and over different periods of time could potentially improve the effectiveness of solar geoengineering and reduce climate impacts in at-risk areas," says co-author Ken Caldeira, Senior Scientist in the Department of Global Ecology at the Carnegie Institution for Science.

The researchers note that while their study used a state-of-the-art model, any real-world estimates of the possible impact of solar radiation management would need to take into account various uncertainties. Further, any interference in Earth's climate system, whether intentional or unintentional, is likely to produce unanticipated outcomes.

"While more work needs to be done, we have a strong model that indicates that solar geoengineering might be used in a far more nuanced manner than the uniform one-size-fits-all implementation that is often assumed. One might say that one need not think of it as a single global thermostat. This gives us hope that if we ever do need to implement engineered solutions to combat global warming, that we would do so with a bit more confidence and a great ability to test it and control it."

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Story Source:

The above story is reprinted from materials provided by Harvard University.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

---

Journal Reference:

1. Douglas G. MacMartin, David W. Keith, Ben Kravitz, Ken Caldeira. Management of trade-offs in geoengineering through optimal choice of non-uniformradiative forcing. Nature Climate Change, 2012; DOI: 10.1038/nclimate1722

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_technology/~3/NPvmCRBVIvU/121021133922.htm

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U.S. bankruptcy law overhaul needs to be overhauled

Congress and lobbyists seem to think that creating massive law changes in complex and expansive legislation will fix any and all existing problems.

In some ways, I wish Congress would take a page out of the software developer handbook and pass ?beta? legislation and legislative upgrades, rather than simply try to create a new operating system out of a bunch of old statutory parts.

Seven years ago, Congress passed a comprehensive overhaul of the bankruptcy law. The Bankruptcy Abuse Prevention and Consumer Protection Act became effective in October 2005. The law was an effort to resolve perceived abuses in the bankruptcy system instigated primarily through credit card company lobbyists. When a law passes and begins to be enforced, the real-world applications will not be clear for some time.

Despite not knowing how the new law would actually be implemented, many people filed right before the law changed. To give you an idea of the numbers, more people filed in September and half of October 2005 than in all of 2006 or 2007.

One of the changes was that a discharge in a Chapter 7 bankruptcy was limited, so cases had to be filed eight years apart. This means that the vast majority of people who rushed to file before the law changed exempted themselves from access to provisions of the new law for eight years. They still have another year to go.

As the law was implemented, unintended consequences abounded. A lot of discussion prior to the implementation of the law was about the importance of debtor education and the requirement that debtors would need to take two courses in financial literacy.

The real impact of the law was to create an entire new business of companies doing online financial literacy courses. Literally hundreds of companies were created to provide this service nationwide. Credit counseling and instruction classes became a growth industry.

The 2005 law was intended to impose significant restrictions on filing bankruptcy based on household income and ability to pay. The cut-off for requiring an analysis of the debtor?s income was the median income for the local county. The median income for a family of four in Weber County is $66,825 per year.

Most people in serious financial trouble fall well below this line and are not impacted by the law. For those above the median, the law had the strange consequence of rewarding people with lots of secured debt, versus those who had managed to avoid debt.

For example, a couple making $90,000 a year with a $2,500 house payment and two car payments under the new law would be allowed an extra deduction from their monthly income of $2,276 for the car and house payments. A couple with the same income, a $1,200 house payment and no car payments could be required to pay up to $136,560 more to their unsecured creditors than the couple with the more expensive house and nicer cars. Not exactly fair or just.

The reason for the discrepancy is that, despite the law being initiated by the credit card companies, the big winners under the new bankruptcy law were secured creditors ? home and car lenders. The law was changed so that no changes were made to most car loans and most house loans. The unintended consequence was the credit card companies, who lobbied so hard for the new legislation, got less money than they would have received otherwise.

So a note to our legislators, Congress folk, corporations and citizens who think things will be different with new legislation ? things will be different, but not maybe the way you thought they would be.

E. Kent Winward is an Ogden attorney. He can be reached at creditcorrection@gmail.com or 801-392-8200.

Source: http://www.standard.net/stories/2012/10/19/us-bankruptcy-law-overhaul-needs-be-overhauled

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"Machete Kills" will slice into theaters in 2013 after scoring U.S. distribution

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Daily vibration may combat prediabetes in youth

ScienceDaily (Oct. 19, 2012) ? Daily sessions of whole-body vibration may combat prediabetes in adolescents, dramatically reducing inflammation, average blood glucose levels and symptoms such as frequent urination, researchers report.

In mice that mimic over-eating adolescents headed toward diabetes, 20 minutes of daily vibration for eight weeks restored a healthy balance of key pro- and anti-inflammatory mediators and was better than prescription drugs at reducing levels of hemoglobin A1c, the most accurate indicator of average blood glucose levels, said Dr. Jack C. Yu, Chief of the Section of Plastic and Reconstructive Surgery at the Medical College of Georgia at Georgia Health Sciences University.

In normal mice, just four days of vibration also dramatically improved the ability to manage a huge glucose surge similar to that following a high-calorie, high-fat meal. "It's a very good sign," said Yu. "If you eat a pound of sugar, your blood glucose will go up. If you are prediabetic, it will go up even more and take longer to come down."

Interestingly, vibration did not produce similar changes in older, normal mice, Yu told researchers at the Third World Congress of Plastic Surgeons of Chinese Descent.

"This is our model: the average American teenager who eats too much," said Yu, who regularly operates on obese and often prediabetic adolescent males who want their abnormally large breasts reduced. "The only way to burn fat is to exercise. We shake the bone for you rather than the body's muscle shaking it. This is a highly efficient way to fool the bone into thinking we are exercising."

It's also one way to deal with the reality that many individuals simply will not exercise regularly, he said.

Yu, also a craniofacial surgeon who studies bone formation, said while it's unclear exactly how vibration produces these desirable results, it seems linked to the impact of movement on bone health. Vibration mimics the motion bones experience during exercise when muscles are doing the work. The slight bending and unbending of bone triggers remodeling so it can stay strong. One result is production of osteocalcin, a protein essential to bone building, which also signals the pancreas to get ready for food. While this prehistoric relationship is tied to the hunt for food, it doesn't work so well in 21^st century living where folks are moving too little and eating too much, Yu said. The constant demand can produce resistance to the insulin required to use glucose as energy.

Additionally, the body tends to hold onto fat for energy and survival, which researchers think is key to the chronic inflammation found in obesity-related type 2 diabetes. The fat itself produces inflammatory factors; the immune system also can misidentify fat as an infection, resulting in even more inflammation but, unfortunately, not eliminating the fat.

The bottom line is an unbalanced immune response: too many aggressors like the immune system SWAT team member Th17 and too few calming regulating factors like FoxP3. Researchers looked in the mouse blood and found vibration produced a 125-fold increase in immune system homeostasis and similar results in the kidney. This included positive movement in other players as well, such as a five-fold reduction in what Yu calls the "nuclear fuel," gammaH2AX, an indicator that something is attacking the body's DNA.

The animal model researchers used has a defect in the receptor for leptin, the satiety hormone, so the mice uncharacteristically overeat. Vibration also significantly reduced the mouse's diabetic symptoms of excessive thirst and diluted urine, resulting from excessive urination. The mice also seemed to like it, Yu said.

Next steps include learning more about how vibration produces such desirable results and large-scale clinical studies to see if they hold true in adolescents.

Prediabetics can avoid type 2 diabetes by making healthy diet changes and increasing physical activity, according to the American Diabetes Association.

Vibration technology was originally developed by the former Soviet Union to try to prevent muscle and bone wasting in cosmonauts. MCG researchers reported in the journal Bone in 2010 that daily whole body vibration may help minimize age-related bone density loss.

Yu and Biomedical Engineer Karl H. Wenger developed the whole-body vibrator used for the animal studies. Study coauthors include Wenger as well as GHSU's Drs. Babak Baban, Sun Hsieh, Mahmood Mozaffari and Mohamad Masoumy.

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The above story is reprinted from materials provided by Georgia Health Sciences University. The original article was written by Toni Baker.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

---

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_health/~3/cjvjK84WkTo/121019141258.htm

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